What Is Uninsured Motorist Coverage and How It Works
Uninsured motorist coverage is your own insurance stepping in to pay medical bills, lost wages, and pain and suffering when the at-fault driver has no insurance, too little insurance, or flees the scene. In 2023, 15.4% of U.S. motorists were uninsured, and the combined uninsured or underinsured share reached 33.4%, so this protection addresses a […]
Underinsured vs Uninsured Coverage in Colorado
You're standing at a Highlands Ranch intersection after a violent T-bone collision. Your shoulder is badly injured, your neck won't move normally, and every trip to the doctor adds another bill. You miss work while the other driver's insurer keeps repeating that the policy is limited. Then you learn the available coverage is nearly exhausted, […]